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Share 2

When you borrow from Halton Credit Union, you link your share 1(Savings) account to your loan, which can limit the amount you're able to withdraw. Some of our members like to have a separate share account, so they always have access to the full amount. 

With a share 2 account, you can withdraw your savings as you wish (in line with our Share Withdrawal Policy). 

You can not have a Share 2 account and a Christmas Club account together. 

Share 2 accounts are not linked to loans and savings in this account can not be used to calculate loans, savings in this account also do not count towards regular saving to count towards borrowing. 

It’s So Easy To Save With HCU

  • Click here for Location Map or Click here for Opening Times,

  • Call in to set up a Standing Order,

  • Make an appointment and set up payment via your Child Benefit,

  • Log into your account online to check your balances at your convenience.

Your Savings Are Fully Protected

All member savings are fully protected by the Financial Savings Compensation Scheme (FSCS) up to the value of £85,000 which means that your savings are 100% protected with HCU.
Click HERE to find out more.