Halton Credit Union wants to encourage a community where those living in poverty have reason to be positive, have higher aspirations are optimistic that these aspirations can be achieved. This will be achieved by the promotion of thrift, the encouragement of budgeting, the use and control savings as well as making sources of affordable credit available. Through information and education in the wise use of money, HCU will also enable members to make informed choices.
Having moved away from grant dependency, HCU aims to increase our organisational stability through the development of a robust business model that is capable of ensuring our ambitious plans for growth and our response to social and economic exclusion in our community. We aim to respond to local problems of economic and social exclusion by the promotion and benefit of our services, working in partnership with all agencies and other relevant bodies.