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Halton Credit Union is a live or work Credit Union, with a common bond encompassing the whole of Cheshire, plus a few additional post codes. 

Where a part of a post code is a part of Cheshire, such as ST7, Halton Credit Union covers all of that post code. Halton Credit Union also covers all non Cheshire WA post codes, such as St Helens. 

For a full list of post codes covered, please see the bottom of the page. To be eligible to become a member of Halton Credit Union, you must Live or Work within our common bond. 

There is an entrance fee of £2.00 to join Halton Credit Union, plus in order to activate your account, you must also pay a minimum of £1 in to your share (savings) account. 

All members are given an individual membership number and a photographic membership card. All membership applications must be made in person at either our Runcorn branch or either of our Widnes branches. 

Members are entitled to have nominees, people who may benefit from the no cost life savings cover provided by Halton Credit Union. Visit our Life Insurance page to find out more.

 

Proving Your Identity

 

Anyone wishing to become a member of Halton Credit Union must prove their identity, using at least two forms of I.D.

One form must prove who you are, the other must prove where you live. Proof of address must be addressed to the person applying to be a member, must have been delivered by post to their address and be dated within 13 weeks of the joining date. 

Acceptable I.D. to prove your identity (must be current and signed)

  • Passport (Current and Signed)
  • Current Full UK Driving Licence
  • EU National ID Card
  • HM Revenue & Customs Document
  • Benefit Agency Notification
  • Evidence of Current State Pension
  • Buss Pass (Photographic)
  • Blue Parking Card

I.D. to prove your address

  • Utility Bill (Gas, Electric, Water, etc)
  • Council Tax Bill/Statement
  • Bank/Mortgage Statement
  • Mail Order Statement
  • Doctor/Hospital Letter
  • Rent Card/Tenancy Agreement
  • TV Licence/Letter/Direct Debit Schedule
  • Wage Slip

Other forms of I.D. may be acceptable, please contact us to find out more.

 

map of our common bond

Postcodes

This is a list of all post codes covered by Halton Credit Union

CH1, CH2, CH3, CH4, - CHESTER
CH64 - NESTON
CH65 – DEESIDE
CH66 – ELLESMERE PORT

SY13 – WHITCHURCH SY14 – MALPAS

CW1, CW1, CW3,CW4, - CREWE
CW5 – NANTWICH
CW6 – TARPORLEY
CW7 – WINSFORD
CW8, CW9 – NORTHWICH
CW10 – MIDDLEWICH
CW11 – SANDBACH
CW12 – CONGLETON

WA1, WA2, WA3, WA4, WA5 – WARRINGTON
WA6 – FRODSHAM
WA7 – RUNCORN
WA8 – WIDNES
WA9, WA10, WA11 - ST HELENS
WA12 – NEWTON-LE-WILLOWS
WA13 – LYMM
WA14, WA15 – ALTRINCHAM
WA16 – KNUTSFORD

SK9 – ALDERLEY EDGE
SK10, SK11 – MACCLESFIELD
SK12 – STOCKPORT
SK23 – HIGH PEAK

ST7 – STOKE ON TRENT

L24 - LIVERPOOL DISTRICT